Javascript Disabled Detected

You currently have javascript disabled. Several functions may not work. Please re-enable javascript to access full functionality.

Cop's that target Race-Tracks

Started by _TORANR AMORE_ , Apr 24 2006 02:45 PM

Prev

This topic is locked

70 replies to this topic

#51 _MYLJ_

Guests

Posted 05 May 2006 - 07:14 PM

I got a reply from the minister today, here it is.......................

Posted Image

Back to top

#52 Tiny

Oh My, Don't you post alot

Administrators
10,018 posts

Name:Tiny
Location:Sydney
Joined: 04-February 07

Posted 05 May 2006 - 07:24 PM

Shit a brick.. at least it's a reply!!

Maybe the same letter written to the victorian police minister might be the way to go seeing as youve been told its their issue!

Cheers

Back to top

#53 _TORANASS_

Guests

Posted 07 May 2006 - 11:44 PM

CARUMBA

Maybe someone might listen? Lets see what Jon Davison has to say after his meeting..

John

Edited by TORANASS, 07 May 2006 - 11:45 PM.

Back to top

#54 MRLXSS

The Render Garage

Members
12,413 posts

Name:Matt
Location:Upwey, Melbourne
Car:355 LX Hatchback, DeLorean DMC-12, LX SS Hatch, VY Cross8 Crewman
Joined: 09-November 05

Posted 08 May 2006 - 12:58 AM

Hopefully we can see the results of this meeting in an upcoming Street Machine or something! Im scared of taking the Torana to easternats next year, i really really want to take it...

Back to top

#55 _Yella SLuR_

Guests

Posted 10 May 2006 - 03:56 PM

Non-commital Government Reply Standard Form 3293.

Back to top

#56 _JBM_

Guests

Posted 11 May 2006 - 11:26 PM

If you have nothing to hide you have nothing to fear.

If you car is not street legal you risk getting defected.

If you have an accident and your car is deemed to be in an unsafe condition or modifications haven't been noted on your policy the insurance company won't pay, is having a modified car more important than someones life or an expensive repair bill for your car and perhaps someone elses?

Laws are there to protect you and other road users, and I know that obeying the law won't stop you from being killed or injured, but it reduces the risks.

If you have a modified show car keep it on the trailer and don't register it as a street legal car if its not.

James

Back to top

#57 _TORANR AMORE_

Guests

Posted 12 May 2006 - 10:03 AM

Another one.

Back to top

#58 _Yella SLuR_

Guests

Posted 13 May 2006 - 07:31 PM

Just to clarify, insurance companies will not pay only if the deemed illegal bit was proven to of been a factor in the accident.

Back to top

#59 _CHOPPER_

Guests

Posted 13 May 2006 - 09:44 PM

That varies from company to company. Sometimes even if you're in the right they don't pay up.

Back to top

#60 _Yella SLuR_

Guests

Posted 13 May 2006 - 10:10 PM

To get a response, fire off another letter. Looks like a fob off letter, i.e. we'll send this letter and hope they go away. In 99% of cases they do. Make some noise. Send a letter asking how the meeting went and if there is a suitable resolution.

Make sure you make reference to that letter, i.e. Thankyou for your letter of ??/??/??.

Edited by Yella SLuR, 13 May 2006 - 10:11 PM.

Back to top

#61 _devilsadvocate_

Guests

Posted 13 May 2006 - 10:40 PM

As I understand it, the insurance company wont accept certain mods, not because they are all dangerous, but as they indicate the �hoon� ��for want of a better word, nature of the insured or more to the point their stats show that more claims are made with cars that have these mods, whether the mods themselves caused the claim is irrelevant to the company, they don�t care��..they have a reliable cause and effect.

For example, if an insurance company finds that pink cars have a significantly higher rate of accidents then they will charge a higher premium for pink cars or even refuse to insure them entirely. It may well be that the reason for this is that bad drivers buy pink cars��.rather than pink cars are inherently unsafe��.either way the insurance company isn�t into reasons��just stats and money!

I believe they are well within their rights to refuse a payout if information about the car and or the driver has been withheld regardless of whether the mod was the reason for the claim.

Back to top

#62 _TORANASS_

Guests

Posted 14 May 2006 - 05:50 PM

ill give them that its fair not to payout if you witheld info such as a small mod, but i bet they wont refund you the money you have paid them for there insurance policy once they dont pay you out..After all if they dont pay you out why do they keep your money?...

Simple fact is that there theifs, and criminals...Cos i dont care what they say im just purly stating fact and i have a reliable cause and effect also..

John

Back to top

#63 _TORANASS_

Guests

Posted 14 May 2006 - 05:51 PM

yep double post

Edited by TORANASS, 14 May 2006 - 05:52 PM.

Back to top

#64 _devilsadvocate_

Guests

Posted 14 May 2006 - 09:19 PM

After all if they dont pay you out why do they keep your money?...

Same reason they dont give you back your money if you dont make a claim......

Edited by devilsadvocate, 14 May 2006 - 09:22 PM.

Back to top

#65 _Yella SLuR_

Guests

Posted 14 May 2006 - 11:29 PM

Agreed, that you never know how good the insurance company your with is till you make a claim, and even then it can be luck of the draw. That reminds me, got to change the House and Contents over, previous dudes where hopeless when it comes to Claims. You had to ring them all the time to find out where it was at!

Back to top

#66 _TORANASS_

Guests

Posted 15 May 2006 - 02:29 AM

After all if they dont pay you out why do they keep your money?...
Same reason they dont give you back your money if you dont make a claim......

Yeh but the only reason you pay the suckers is incase, ill say it again INCASE you have an accident. Look in the dictionary for the word insurance.. Im tellin ya there theifs and criminals..
Why pay them if there not gona pay up, doesnt that defeat the purpose, might as well save your money in a jar and label it Insurance fund..
I bet they wouldnt cover you if you said to them ill pay u if i have an accident in 12 months, and not pay them once you have claimed and been paid out.. Just like a booky, you make a bet and pay later and if you lose he sends the thugs..

As yella said luck of the draw same as playing black jack..

John

Edited by TORANASS, 15 May 2006 - 02:33 AM.

Back to top

#67 _devilsadvocate_

Guests

Posted 15 May 2006 - 07:38 AM

Look in the dictionary for the word insurance.. Im tellin ya there theifs and criminals..

John, you have had a bad insurance experience?.........just letting you see how it is from the running a business side........................Perhaps look in the dictionary for "theif"?
If you had a suby wrx and only insured it as a regular suby, would you expect them to refund the regular premium if you made a claim?, its the same with mods.
Its as silly as insuring something you dont even have, then asking for a refund because you never owned the item. ie one's car isnt a bog standard torrie.....
You are right, if you arent going to be honest with the insurance company about what you are insuring, then save your money in a jar.
We'd all be paying sky high premiums unless to support the 'hoons' if they didnt operate like this.

Edited by devilsadvocate, 15 May 2006 - 07:39 AM.

Back to top

#68 _TORANASS_

Guests

Posted 15 May 2006 - 08:43 PM

I understand what your saying devil, but think of it like this, if you insure you LX SL for market value and dont tell them it had extractors, and once you claim they refuse to pay you out cos of your mods you never told them about to me is an act of theft, not like you asked them to pay you extra for the extractors..The market value will always be the same regardless of your mods, if you have a modified car then go to an insureance company that caters for it like shannons or whome ever else..But there all theifs and i havnt had a bad experiance it was someone close to me.

A young kid i know 18year old at the time was heading down a road and was cut off by a new merc doing a right hand turn into a driveway in front of him, well to cut it short cos he was on P's and the merc driver was an elderly lady he got the short end of the stick and his insurance didnt pay up cos he had mags on his gemini witch he never told them about, now his stuck with a 30k bill he cant pay.. Oh and mind you these so called mags are from a CDT(country dealer team) gemini, bathurst globes like on the Xu1s but to them mags are mags even tho they are a factory item..I still have the rims in my back yard..

John

Back to top

#69 _CHOPPER_

Guests

Posted 15 May 2006 - 09:02 PM

...if you insure you LX SL for market value and dont tell them it had extractors, and once you claim they refuse to pay you out cos of your mods you never told them about to me is an act of theft, not like you asked them to pay you extra for the extractors..

Whether the modification adds value to the car or not is beside the point. Every policy I have ever taken out has made it quite clear that if you fail to inform insurance about modifications and/or your driving history, the policy can be deemed null and void. Which means they don't have to pay out in the event of a claim.

AND BY PAYING THE PREMIUM, YOU HEREBY AGREE TO THAT!

This legally gives you no leg to stand on. And they would then probably sue you for your wheel chair.

Back to top

#70 _TORANR AMORE_

Guests

Posted 16 May 2006 - 10:32 AM

***Coments removed as they are not helpful to this thread***

Anyway John, I can see your point, and your simply debating the morality of the matter, and again your wasting you time as others here will simply miss that point and quote the law and the legal rights that insurance companies and what they can get away with due to their cleverly structured contractual agreements that will work in their favour most of the time.
You're just simply saying that it's moraly WRONG.