We're wandering off topic but nobody's mentioned ALSO fusing the ground wire of the load if it runs back to the battery (-) terminal.
Why?
Because if you run the positive and negative feed for something directly off the battery terminals (let's say a CB radio), and at some later time the car's main ground/earth lead from the battery to the body fails, then it's possible that everything else that relies on a body earth will try to find a path back to the battery through your flimsy little black wire!
Which brings us back to protecting that little black wire with a fusible link (as well as the red).