36 replies to this topic

[hanra]

Im thinking of ditching Shannons, the premiums are just out of control and the agreed values of the cars is not moving... Ill give LSV a call for a quote. I tried Enthusiast Insurance quote online and it was coming in at half the price of Shannons with the same agreed value? 

 

Any one else I should try for a quote? 

 

Currently have out House/Contents & 4 cars with Shannons, they wont insure our Caravan... It was handy having everything all in one, but I think they are just taking the piss now. 

[lx308]

I changed to Enthusiast from Shannons for our Monaro. Wasn't half the premium though.

[TOERUNNER]

just got my renewal from shannons, they want $630 for $46000 cover. Just got a quote from Enthusiasts and they want $281 for $60000 cover.

[hanra]

The SLR is insured for $100k and it was $659 last year, now its $719 for the same agreed value. 

[LCK186]

Hi who are enthusiasts i would like to get a quote from them, does any one have there contact details please,    as shannons put up my insurance on my car also 

[skap]

Did ya ring Shannons and express your dissatisfaction?  They may well reduce if you threaten to leave.... Changing insurers is like pulling teeth, likely by design.. 

[TOERUNNER]

Hi who are enthusiasts i would like to get a quote from them, does any one have there contact details please,    as shannons put up my insurance on my car also 

Google them, you can get an online quote      https://www.enthusia...siast.com.au/  

[lx308]

Did ya ring Shannons and express your dissatisfaction? They may well reduce if you threaten to leave.... Changing insurers is like pulling teeth, likely by design..

Yep. They couldn't give a frOck

[hanra]

Did ya ring Shannons and express your dissatisfaction?  They may well reduce if you threaten to leave.... Changing insurers is like pulling teeth, likely by design.. 

 

I will call them once Im armed with some other quotes. 

[LCK186]

Hi i just got off the phone with enthusiast ins  they quoted me 1032.00 layed up for 150.000    as with shannons my torana layed up is just under 600.00 for 150.000 cover 400.00 diference

 

i also tried lumley ins and he told me that they are not taking any new customers with muscle cars as they are reviewing there polocies, may be in 3 months they will review musclle cars again

 

so i will try rhno insurance  see what they can do   faaaaak me

[hanra]

Geeez thats weird. 

[73SUNBURSTEXYOUWON]

Are you comparing one Insurance apple to the other insurance apple?

Do the apples have the same amount of seeds Johnny?
Do they taste the same, look the same, feel the same, or is there a worm in one?

[RallyRed]

Yes.   It's painful , but if you are comparing quotes you ready need to download the PDS's and sit there with a highlighter and go through them all and compare very carefully.   

100% painful  and time consuming, but better to pay 1000 for good cover, than 700 for 1/2 arsed cover.  ( I am not referring to any particular company here, just in general).

Nothing worse than putting in a claim, and finding out then, that whatever it was you are claiming , is not covered/fully covered. 

Too late to find out then.

[TOERUNNER]

Seem to have similar benefits when comparing shannons to enthusiasts, aka free windscreen, salvage rights etc. Has anyone got any feedback about enthusiast insurance?

[hanra]

Shannons: 

 

Torana Agreed Value: $100k / Premium: $719

 

Mini Agreed Value: $45k / Premium $331

 

 

Enthusiast: 

 

Torana Agreed Value: $100k / Premium: $353

 

Mini Agreed Value: $45K / Premium: $168 

[lx308]

Thats cheap, costs me $780 to insure the CV8 for $40k & 7,000 kms travel. How many yearly ks in the Enthusiast deal?

[hanra]

Both those vehicles are set to no more than 1000klm per year. Which is about 950klm more than they will ever do. 

[rexy]

Anyone have any claiming experience?

 

I had to make a claim about ten years ago through Shannons and they were excellent.

[RallyRed]

Anyone have any claiming experience?

 

I had to make a claim about ten years ago through Shannons and they were excellent.

Same. 4 years ago. 

[hanra]

Ive never had issues with Shannons claim wise for house or car. 

[Ice]

Anyone have any claiming experience?

 

I had to make a claim about ten years ago through Shannons and they were excellent.

Been with Shannons a long time now i have 3 cars with them had 3 claims over a period of 20 years maybe 

Not once had any dramas 

The thing that i like about Shannons i get to choose my Smash repairer and have known these guys for like 30 years plus 

They prob been in business for 40 plus years got to be doing something right to last that long 

top notch work all the time 

[Redslur]

I am with you guys. Been with them for ever with 3 cars and house and contents and never a problem. Just had a house claim sorted, no cost at all, and just got my car arse ended and first thing they arranged was a hire car. All no fuss and no cost.

[hanra]

Is that Shannons?

[Redslur]

Is that Shannons?

Yep. And every year the value of my HQ goes up.

[hanra]

Mine has not moved. The Mini value does go up but the Torana has stayed at $100k for years, only the premium continues to increase. 

Edited by hanra, 01 September 2022 - 03:02 PM.